---
title: "Online Payment Calculator for Cash, Finance and Lease Deals"
description: "Real cash, finance and lease payments on your dealerMe site, with taxes, fees and incentives for the shopper's ZIP, so the number online matches the number at the desk."
canonical_url: "https://dealerme.com/virtual-retailing/payments"
---

> Index of every page on this site: [llms.txt](https://dealerme.com/llms.txt)

<hero-with-screenshot image="/img/features/virtual-retailing/heroes/payments.svg">
<template v-slot:title="">

The Payment Shoppers See Is the Payment They Get

</template>

<template v-slot:description="">

Most shoppers decide on a monthly payment before they decide on a car. dealerMe lets them build a real one on your site, for cash, finance or lease, with the taxes, fees and incentives that actually apply to them, so nothing changes when they sit down at your desk.

</template>
</hero-with-screenshot>

<feature image="/img/features/virtual-retailing/payments-terms.svg">
<feature-list>
<feature-list-item>
<template v-slot:title="">

Three Ways to Pay

</template>

<template v-slot:description="">

Cash, finance and lease for every vehicle on your site.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Shopper-Set Terms

</template>

<template v-slot:description="">

Down payment, term and annual mileage adjust the payment as they go.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Your Rates

</template>

<template v-slot:description="">

Payments use the rates and lease programs you set.

</template>
</feature-list-item>
</feature-list>

<template v-slot:callout="">

Cash, finance or lease

</template>

<template v-slot:title="">

Compare every way to pay

</template>

<template v-slot:content="">

Shoppers switch between cash, finance and lease on the same vehicle and see each one side by side, with the term, down payment and mileage they choose.

</template>
</feature>

<feature-left image="/img/features/virtual-retailing/payments-taxes-fees.svg">
<feature-list>
<feature-list-item>
<template v-slot:title="">

Taxes by ZIP

</template>

<template v-slot:description="">

Sales tax for where the shopper lives, not a statewide guess.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Your Fees

</template>

<template v-slot:description="">

Doc and dealer fees you configure, shown up front.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Itemized Total

</template>

<template v-slot:description="">

Every line from sale price to out-the-door.

</template>
</feature-list-item>
</feature-list>

<template v-slot:callout="">

Taxes and fees

</template>

<template v-slot:title="">

An out-the-door price, not an estimate

</template>

<template v-slot:content="">

Sales tax, doc fees, title and registration are worked out for the shopper's ZIP and itemized, so the total they see online is the total on the buyer's order.

</template>
</feature-left>

<feature image="/img/features/virtual-retailing/payments-incentives.svg">
<feature-list>
<feature-list-item>
<template v-slot:title="">

Factory Rebates

</template>

<template v-slot:description="">

Current cash offers attached to the right vehicles.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Special Financing

</template>

<template v-slot:description="">

Promotional APRs used in the payment when they apply.

</template>
</feature-list-item>

<feature-list-item>
<template v-slot:title="">

Program Discounts

</template>

<template v-slot:description="">

Loyalty, military and graduate programs shoppers can claim.

</template>
</feature-list-item>
</feature-list>

<template v-slot:callout="">

Incentives

</template>

<template v-slot:title="">

The offers they qualify for, applied

</template>

<template v-slot:content="">

Manufacturer rebates, special APRs and program discounts are shown with the vehicle, and shoppers can apply the ones they qualify for to see the payment drop.

</template>
</feature>

## Sitemap

See the full [sitemap](https://dealerme.com/sitemap.md) for all pages.